Monthly Archives: January 2019

Top 7 Small Business Tax Tips

Top 7 Small Business Tax Tips

Here are seven ways for owners of small businesses to save money on their taxes.

1. Incorporate Yourself: If you`re still a proprietor or partner of a business, it`s time to incorporate yourself. Not only will you limit your liability, but you may enjoy lower tax rates on small business income and other tax advantages as well.

2. Be Home Based: If possible, continue (or switch to) being a home based business. Not only will you keep your overhead down, but you will be able to write-off (or deduct) the business use of your home.

3. Income Split: Pay reasonable wages to your spouse and children. In this way, you can legally divert income taxed at your higher rate to your family members that are in a lower tax bracket.

4. Rearrange Your Affairs For Maximum Tax Savings: Can you make some changes to turn your hobby into a moneymaking business? Can you use that extra room in your house as a home office for your business? Can you arrange to use your car more for business purposes? Can you arrange for more of your entertainment expenses to be business related?

5. Document Your Expenses Well: Do you document your expenses well so that they would survive a tax audit? Have you kept a mileage log so that you can prove the percentage business use you claim for your vehicle? Have you kept receipts for all your entertainment expenses and listed the business purpose on the back of each receipt?

6. Be Punctual: File all returns and pay all taxes due (income, payroll, sales, et cetera) on time. This way, you avoid expensive late filing (and payment) penalties and interest.

7. Develop a Tax Planning Mindset: Some people only worry about their taxes during tax season. However, you will save a fortune in taxes, legally, if you make tax planning your year-round concern. Do you make business and personal purchases, investments, and other expenditures with tax savings in mind?

You Can Make Money With Affiliate Marketing

You Can Make Money With Affiliate Marketing

Now is a good time to make money with affiliate marketing. With the economy in the tank and jobs getting harder and harder to find lots of people are turning to working for themselves. The Internet has opened the door for many entrepreneurs to start online businesses and affiliate marketing is a good jump in point. More and more people everyday are joining the affiliate marketing bandwagon.

So why does this way of starting an online business look so attractive to so many people? For one thing it can be started with little or no overhead. You can actually start this business without having your own website so you dont have to pay for web hosting or domain registry. You can use FREE web 2.0 properties like Squidoo or Weebly to start building your online presence.

Another thing is you dont have to stock merchandise to make money with affiliate marketing. As an affiliate you merrily showcase products from the company you are an affiliate for and when you sell a product that company will do the shipping. You never have to see or handle the merchandise at all. Isnt that a nice way to earn some money?

For those who are unfamiliar with what affiliate marketing is, let me briefly explain. It is when you join an online merchants affiliate program and receive an affiliate ID. You can then use that ID to sell that merchants products and receive a commission when you make a sell.

Generally this happens when a visitor to your online property clicks a link containing your affiliate ID leading to the merchants site and buys a product.

As you can see this is a fairly easy process, but like with all businesses you have to put in some hard work. You have to choose the right products to sell, you have to create and promote your web properties in order to get people to them and you have to pay attention to what works and what dont work.

However, one of the best things about this business model is if the hard work is put in right at the beginning the less work you will have to do later on because your properties will do the work for you.

All in all you dont have to be a computer genius to make money with affiliate marketing, you just have to put in the work and you will find affiliate marketing success.

Credi Corp Securities Alternative Investment Strategy – Offshore Investments

Credi Corp Securities Alternative Investment Strategy – Offshore Investments

Investing funds offshore of one’s home country, there is an immediate benefit of protection against the troubles of the country’s market or currency. Offshore investing can take many forms. Alternative investment vehicles often include a component of offshore investments, such as offshore real estate, or offshore farm land and agricultural production, or even offshore gold and silver storage.

Here at Credi Corp Securities we are committed to offering our clients access to the latest and broadest range of financial services and products on the market. We know that choosing the right strategy, the right investment and the right product is no easy task in this day and age! Whether its advice, investments or financial planning we are here to answer all your questions and facilitate all your financial needs.

Credi Corp Securities: Advantages of Offshore Investments as Alternative Investment Vehicles Offshore investing once was for the ultra-wealthy, those sporting net worth’s well North of $10 million. Now almost anyone can move funds into the more exciting and potentially profitable world of offshore investments. Knowledge of how to enjoy the advantages of offshore investing is much more expensive and rare than with standard home country investing however.

As an alternative investment, moving funds out of your country of origin has largely been a winning trade for the past decade when calculated with currency fluctuations. China, Brazil, and India have all offered higher returns during bulls markets then the U.S. stock indexes over the past decade for instance. While these markets can be played with ETF’s, there are several key shares that must be purchased using offshore investing houses.

Some of the key advantages of offshore investing within an alternative investment framework include: Higher potential returns than the domestic market, much broader range of stocks to choose from, often better pricing than domestic ETF’s, early availability of smaller capitalized issues, protection against single market dependence in real estate, stocks, weather effects, political effects, and currency devaluations.

Much like domestic investing, offshore money management can steer towards main line investing in big projects or companies, or more towards alternatives to the main companies. While the risk can be greater with alternative investments, the rewards can be significantly higher and come much faster with a systematic approach to evaluating alternative investing ideas within an offshore portfolio.

Here are 6 ideas for moving funds offshore and potentially enjoying high alternative investment returns: offshore direct company investment, offshore private placements, offshore currency investment (FOREX), offshore fund investment, offshore gold and silver storage, offshore investment account denominated in a local currency, such as USA Dollar, Australian Dollar, Singapore Dollar, or GBP Pound.

These 6 offshore options for investing can broaden a portfolio. Instead of only being dependent on major stock indexes, the above investments offer security against single market dynamics. Not only is there potential for higher returns, but potential for avoiding massive loses if all of your investments are based on one market and are susceptible to political, economic or natural disasters.

Lexington Law Firm – Reviewed

Lexington Law Firm – Reviewed

If you are looking for help repairing your credit report, you should surf over to lexingtonlaw.com to find the help you need. Lexington Law, a consumer advocacy firm, specializes in helping clients improve credit scores by eliminating negative marks on credit reports.

This past year, Lexington Law helped clients eliminate more than 600,000 negative entries on credit reports. Some of the negative entries that Lexington Law Firm has removed include, but are not limited to collections, late payments, charge offs, liens, bankruptcies, repossessions, foreclosures, and judgments. Lexington Law has served over a half million clients since 1991.

Lexington Law Firm hires more lawyers, paralegals, and agents than any other credit repair service in the United States. Lexington Law has 22 lawyers in 16 states, and employs over 400 paralegals, agents and other assistants. Lexington Law firm is an actual brick-and-mortar business, not just an online credit service. Lexington Laws corporate headquarters is located in Utah, and the firm has numerous affiliated law firms across the United States.

Clients are always welcome to stop by the corporate office, or any of the affiliate offices throughout the country. If a client can’t make it to an an office, they can access us online at lexingtonlaw.com to enhance their credit problems.

Lexington Law is licensed to provide credit repair services to a client, no matter there location or the state they live in. To profit from Lexington credit repair, clients need to visit lexingtonlaw.com. There, clients can quickly sign up for credit services. Lexington Law will then request the client to send their credit reports. Then, the client and a Lexington Law Firm employee will discuss what items should be disputed.

Lexington Law immediately acts to dispute any negative item on the credit report. It usually takes about 60 days from the day the representative sends the dispute until the client receives a new and revised credit report.Several clients have ranted and raved about Lexington Law and their services.

This consumer had this to say about their service: Lexington Law literally changed my life! Lexington helped me increase my credit score by 237 points!Another client had this to say: I cant stop singing songs of praise for Lexington Law! I got an updated copy of my credit report today and started jumping up and down in the driveway. They deleted six out of nine negative entries, and in less than two months! Now that is what I call service!

The 12 UK Land Investment Guidelines

The 12 UK Land Investment Guidelines

Following these guidelines will help you proceed wisely with investing in UK land:

1) Is the investment land in a region with high demand for housing?

The property should be in area that is viable and not at risk of future decline. Review statistics and trends about violent crime, school performance, industry loss or retention, and poverty, as these factors are crucial to determining housing demand. Find out what the city’s position is on funding for, and commitment to improving any of the aforementioned housing demand indicators.

2) Has a full sustainability study been carried out on the land investment site?

The land investment site must be evaluated to see what impact land development would have on the environment and natural resources. Any disturbance or potential harm to archeological sites, protected species, or conservation areas should be noted. Inspect the land’s topography for any sloping or flooding potential. Assess the effect that your potential investment might have on the present character of the land and buildings. Consider if a new development would “fit in” with the existing developments’ character?

3) Does the land investment site have road access? Is there an existing transport infrastructure?

Inquire about any plans for modification of roads that may affect the property in question. If there are such plans, are they already funded and scheduled or are they still in the planning stages? Research factors that affect the importance of access, such as the number of people who commute to work as opposed to working locally.

4) Does the area where the investment land lies have sufficient amenities to support residents of a new development?

Evaluate the quality and enrollment capacity of local schools availability of recreational facilities. Consider not only the quantity and variety of shops, but ask about longevity versus or high turnover of those businesses. Look into the ease of accessing both inpatient and outpatient medical care. Ask about immediate or future plans for addition or removal of any of the above amenities.

5) Does the company with whom you are investing have a successful record of accomplishment with UK Land Investments?

Ask for referrals from current and previous clients and actually contact them. Search public records, industry journals, and periodicals to be apprised of the company’s reputation, stability, and expertise with investing in UK Land.

6) Does the company contractually retain a holding in the land investment site?

Investigating matters such as this may seem to be obvious and unnecessary but will save you time and money in the long- run

7) Does the company contractually commit funds to the planning application for the land investment site?

Be sure that commitment of funds to the planning application for your potential investment in UK land is specified in the contract.

Marketing Plan Template – A Visual Roadmap For Solo Entrepreneurs

Marketing Plan Template – A Visual Roadmap For Solo Entrepreneurs

A marketing plan template is like a roadmap that allows you to attract your ideal clients and promote your products and services. For solo entrepreneurs marketing themselves online, the best way to do that is with a marketing funnel.

If you picture a funnel, you know it’s wide at the top, and narrow at the bottom. At the top of the marketing funnel is where you want to get in as many people from your target market as possible. The best way to do this is by offering a free giveaway that is valuable for your target market.

The top of your marketing funnel is the widest part and it’s where you want to get in as many people from your target market as possible.

The best way to do this is with a giveaway that meets the top burning needs of your target market and showcases your solutions. In exchange for this giveaway, your prospects give you their name and email address so you can continue to communicate with them.

You can also tell the people in your marketing funnel about your products and services. This is an important part of your marketing plan template. Generally speaking, in the middle of your funnel you will put your low to mid-range products and services. And at the bottom of the funnel are your highest priced programs and services.

Keep in mind though that you don’t want to annoy the people in your funnel with excessive marketing. You should continue to provide valuable content and gifts through things like your newsletter, special offers, contests, etc.

You can also tell the people in your marketing funnel about your products and services. This is an important part of your marketing plan template.

Many coaches and consultants make a mistake with their funnel, in that they start with one-on-one support as their very first offering. Not everyone is ready to make the leap from free to what can be a significant investment.

The idea of this targeted internet marketing strategy is to keep people moving down the funnel, from the top to the bottom. Not everyone will reach the bottom of your funnel, and that’s okay. While everyone in your target market is your prospect, not everyone will resonate with your style and messages. You want the people who really connect with you and with whom you really connect to be the ones to move through your funnel and to stick with you.

Remember that your goal is not just to “move people through your funnel”. That’s way too depersonalized. Your real goal is to build a community. Treat the people on your list with respect. They are valued members of your community and without them, you wouldn’t have a business.

Stop, Collaborate and Engage Small Business Communication Tools for Entrepreneurs to Navigate the Social Media Seas

Stop, Collaborate and Engage Small Business Communication Tools for Entrepreneurs to Navigate the Social Media Seas

Oldies but goodies…

The social media landscape has significantly changed the face of small business communication, but it does not mean previous technologies have been rendered useless. “Old” technologies, such as e-mail newsletters, instant messaging and message boards are still active and can still increase productivity (and sales!). Many entrepreneurs already have a strong understanding of these technologies and have probably used them in the past. Consider dusting off that old e-mail newsletter you belong to – you know, the one you haven’t read in 2 years – or do a quick search of what message boards are out there. You may be reminded of and surprised at how useful these seemingly out-of-date services can be.

Some you’ve probably heard of, but may not know the full power of…

LinkedIn

LinkedIn has become the platform for business-focused social networking. By setting up a LinkedIn profile, users are able to post their work history and professional profiles for others to see. This tool presents opportunities for generating new business, reconnecting with old colleagues, and finding a job.

While many business users may have a LinkedIn profile, they may overlook the other small business communication tools LinkedIn provides. For example, LinkedIn Groups are a simple way to create an online forum where customers, prospects and industry insiders can exchange ideas. Similar to an e-mail newsletter, the Group allows invited LinkedIn users to interact with one another and for a company to communicate key messages. With some simple work on the front-end to get the group moving, an entrepreneur can then take a back-seat to let the patients run the asylum – while still maintaining his or her position as the group leader.

Wiki

A wiki (rhymes with tricky) is a website that allows users to edit the content that is posted on the page; the trick to wikis is ensuring the edits are accurate. Wikipedia, for example, is an editable online encyclopedia in which users can edit the content. The reason the information remains accurate is Wikipedia has designated individuals to monitor updates.

From a business perspective, a wiki is a great small business communication tool for companies with geographically distributed offices or teams. Users can post a document or other materials on an internal wiki and allow a group to review and edit the material in one place. Beyond the team collaboration, the wiki also helps with “version control,” a problem that occurs when some users do not have the most up-to-date version of a document. Microsoft’s SharePoint offers companies the ability to make internal wikis, as well as discussion boards.

Some small business communication tools you may not have heard of…

Yammer

Yammer is an enterprise microblogging service – think of it as Twitter for internal business communication. The service allows businesses to create their own internal communication channel and limit use to those who have a valid company e-mail address.

Law Firm Marketing, A Particular Requirement

Law Firm Marketing, A Particular Requirement

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For the users, the official sources of the lawyers in line and the legal council make the process easiest to obtain to a lawyer. It is exceptionally important so that you make a Web page give straight, perhaps with blog correlated. After you must insist on the optimization of the Search Engine to indicate officially that its Web site appears in Internet looks for the conditions or the related key words of any law firm marketing . On the other hand you must make a program in line of the impression begin to finish to opinions and launchings of press to make an access and one more exhibition ampler also.

A designed affluent Web site with the loaded portions of the content with the optimization of the Search Engine key words for adds the commencement in Google, Yahoo, and the rest and a program of the production leads to the transference of the Web site of the client to blog .To allowed officially to demonstrate their knowledge and to in line heighten its presence of the fabric law firm at the height of the time a certain class of program of the public relations, through announcement and of the piece of the writings and also the force, the determination and a strong desire to reach something east step covered partially after the publicity with the fabric is the way to obtain the results that thrive.

Many law firm marketing of lawyers and legal councils already mentioned to this time he made this and are being new paid heights of the accomplishment of the production like direct conclusion. The marketing of the legal council is executing surely orders of all your clients. The commercialization of the legal council also makes sure that the design of the Web site, commerce or left towards outside guessed right and is site for the rest of the improvement. Many of law firm marketing are here to help for any reason of lending a hand to others at their difficult moments of the life. The law firm marketing considers the content and it will help him to grow its business of the legal councils.

Home Finance And Home Loans In Uae.

Home Finance And Home Loans In Uae.

Along with the growth in the Real Estate market, Dubai has experienced simultaneous growth in its home finance sector in the past three years. According to a recent study by EFG-Hermes the current outstanding loans stands at Dh 11.5 billion. It is estimated by the Egyptian investment bank that the UAE housing finance sector will grow by Dh 14bn in 2007, Dh 18bn in the year 2008, the growth is estimated to be Dh18bn in 2009 as well and Dh 14bn and Dh 17bn in the years 2010 and 2011 respectively. These figures have been derived based on an expected population compound annual growth rate of about three percent. The most dominant forces in the Emirates home finance market are Amlak and Tamweel. They account for over 35 and 25 percentage of the industry respectively.

The Real Estate boom of the emirate has left the world spell bound, EFG-Hermes predicts that the total growth in the Real Estate should exceed the figure of Dh419bn in the years between 2008 and 2011. It has also been said that Dh 64bn will be funded through credit. The national bank of Dubai has tied up with Dubai properties for the sole purpose of finance apartments which are bought in tower H. Tower H is a primary tower for residential purposes at Business Bay in the project of the executive Towers. This tie up of the national bank of Dubai and Dubai properties, is more than welcome, as this tie up will ensure easy financing terms for the people who are aspiring to buy apartments in tower H. These easy schemes will mean that people will be able t finance their dream homes with no obligations of interest repayment. In this case the loan is made available for 85 percent of the property price of a sum of 4 million AED, whichever is lower. This loan is provided for a period of 20 years.

Dubais Islamic bank (DIB) and Al Islami home finance are also witnessing high demands from the retail customers. They have recently launched solutions that aim to meet the requirements of retail customers. These customers include both the UAE nationals and expatriates who are keen on buying property in the UAE freehold property market. In response to this high demand of the people, DIB has announced the launch of Mobile Mortgage Advisors. They are a team of mortgage sales expert who will be providing valuable consultancy at the customers door step.

Al Islami finance has launched finance solution products such as the forward Ijarah and Ijarah. Through the Advanced Eligibility Process customers get a right to choose their finance limit without first having to choose the property. The Dubai Islamic bank caters to the needs of a diverse customer profile. Also the al Islami home finance provides up to 90 percent finance and a maximum tenure of loan repayment of 25 years depending on the eligibility of their customers.

Mcdonald’s Franchise Review – The Facts

Mcdonald’s Franchise Review – The Facts

Owning a McDonald’s franchise can be one of the most rewarding experiences of your life if you know what you’re doing, if you have the resources to qualify and if you do it the right way. However, before you do your share of serving billions and billions of hamburgers worldwide, there’s a few things you need to be aware of in order to make the right decision.

Today, there are roughly over 30,000 restaurants spanning the globe in over 100 countries. McDonald’s franchise has been in existence since 1955 and the franchise owners have played huge roles in the overall success of the company.

When considering to buy a McDonald’s franchise, you have 2 options in which to do so. The first is to purchase an existing restaurant from the company or another franchise owner, which happens to be the most common practice. The second option is to purchase a brand new restaurant that is built from the ground up. In both cases, you must have a minimum of $300,000 down payment that can NOT be borrowed. You have to physically have it in liquid assets.

Other important factors in buying a McDonald’s franchise include having significant business experience, good management skills, the ability to manage finances well, you must be able to execute and deliver on a business plan, you have to maintain exceptional customer service and you have to have a good credit history. If you can’t show you have all of these capabilities, then this franchise may not be a good fit for you.

Most experts will tell you that breaking even in the first 7-10 years is doing a real good job of running your McDonald’s franchise. Part of the ongoing expenses include the traditional expenses like rent, utilities, inventory, wages and of course the 4% royalty fees that are based on gross revenues and not net profits. What’s interesting to know is that the McDonald’s corporation usually owns the land the franchises are on and the franchise owners pay their rent to the corporation. In fact, it can be argued that McDonald’s is actually in the business of real estate since they are one of the largest holders of real estate in the world.

Bottom line is that owing a McDonald’s franchise is not for the timid. You have to have considerable net worth, a good track record and still get approval by the company. Not all franchises are this way and if you don’t qualify for a McDonald’s franchise, then there are plenty of other viable options for you.